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Research & White Papers
This section of your website is designed to provide client and industry analysis's information on new methodologies and recent studies of areas likely to have significant impact on risk and marketing applications in the financial service industries.
Mergers & Acquisitions:
Articles of Interest
More Banks, Less Crime? The Real and Social Effects of Bank Competition Examine the link between the competitiveness in the local banking market, urban development, and crime.
Overview of Recent Developments in the Credit Card Industry.
Small Business Administration Nov 2005. Report finds that changes in monetary policy lead almost immediately to changes in employment decisions for small businesses. 46 pages.
China's opening to the World: What Does it Mean for U.S. Banks?
The Future of Banking in America Summary. FDIC Dec 2004. 28 pages.
The Future of Banking in America Evolving Role of Commercial Banks. FDIC Dec 2004. 37 pages
The Future of Banking in America Regional & Mid-Sized Banks. FDIC Dec 2004. 32 pages
The Future of Banking in America Limited Purpose Banks. FDIC Dec 2004. 18 pages
The Future of Banking in America Declining Banking Organizations. FDIC Dec 2004. 31 pages
The Future of Banking in America Branch Banking Growth. FDIC Dec 2004. 31 pages
The Future of Banking in America Community Banks Purpose and Prospects FDIC Dec 2004. 56 pages
The Future of Banking in America Rural De-Population FDIC Dec 2004. 37 pages
The Future of Banking in America Payment System Change FDIC Dec 2004. 21 pages
The Future of Banking in America Mix of Banking & Commerce. FDIC Dec 2004. 21 pages
The Future of Banking in America Changing Corporate Governance. FDIC Dec 2004. 15 pages
The Future of Banking in America Restructuring Federal Banking. FDIC Dec 2004. 75 pages
A Moving-Average Formula for Calculating Deposit Insurance Assessments
Banking Review-2005-Vol. 17 No.3, Full Edition
Small Business and Micro Business Lending in the United States for Years 2003-2004 Small Business Administration Nov. 2005. Report covers bank lending activities in the years 2003-2004 based on CRA and Call Reporting data from Commercial and Savings Banks. 106 pages.
How Bankers Can Help Hispanic Population Realize Dream of Home Ownership.
The Economic Contribution of the Equipment Leasing Industry to the U.S. Economy.
Complete report by the Small Business Administration on the state of these businesses in the year 2005. Covers items such as financing, industry size, current issues, etc. 141 pages.
Agency Cost and Ownership Structure, evidence from the Small Business Survey Data Base Small Business Administration Dec. 2005. This study reviews the relative difference in Small Business operating performance between owner-managed businesses and non-owner managed businesses. 34 pages.
Small Business Outlook Survey-National National Federation of Independent Businesses Dec 2005.
Census of Asian owned businesses by state.
Census of black owned businesses by state.
Census in changes in number of businesses.
Click here to view past articles archived.
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