Unfortunately in the small business market, the availability and reliability of solid credit information is very limited. The major credit information suppliers cover less than 35% of the small businesses in the US and most of the information on these businesses is very sparse. Because of this element, many credit decisions in this market are based on the personal credit worthiness of the owner of the business. Unfortunately personal credit can not be employed for marketing purposes. This means that credit evaluations for most small businesses can only be assessed once the customer contacts the supplying business.

To learn more on closing the gap on small business credit, click here.

Credit Risk

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